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"I'm in debt up to my eyeballs..."

There's a TV commercial here in the US advertising an online loan service. In the commercial, a man in his mid-30s is counting his blessings: a beautiful family, a big house in a nice neighborhood, a pool in the backyard, a new SUV. He even belongs to the local golf club.

"How do I do it?", says the man rhetorically.

"I'm in debt up to my eyeballs.", he responds.

And that's the only thing that worries me a little about buying a house. By the time I'm done paying off my house loan, I'll have paid over [pinky at edge of mouth], ONE MILLION DOLLARS! Ok, in reality it's not quite that bad. With interest on the loan, by the time I'm done paying this off, I'll have paid $210,500, thousands and thousands of dollars in interest (I don't have the figure in front of me, but believe you me, it's a lot of money). Banks have it good. But what can we average people do, no one has enough money to buy a house outright, so we're stuck with borrowing money from banks at high interest.

Going forward, I feel secure knowing that the Lord has always provided for me, and I know that'll continue as long as I have faith & trust in God. I just hope God doesn't lead me down a path where I have to go in debt. Up to my eyeballs.

*edit* after offers for debt consolidation and phone calls of support, I realize this post might have been misleading. To clarify, I'm not in debt right now. :-) And hopefully will not be in the near future. I'm just a little concerned about getting a loan for more money than I've earned in my entire life.

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